Budget Tracker
Know where every paycheck goes. Paycheck and monthly budget with a dashboard and auto charts.
$6.99Buy on Etsy
What you get with Volt Budget
Excel and Google Sheets
Every planner comes as an Excel file and a Google Sheets copy, so it works on Windows, Mac, phone and tablet.
Easy and Full versions both included
Beginner to pro in one purchase. EASY has big text, yellow type-here boxes and examples. FULL adds extra tabs for spreadsheet pros.
AI-compatible, not AI
Volt sits between old-school budget sheets and budget apps. If you'd like a second opinion from ChatGPT or Grok, you can paste or upload your file yourself, and the built-in prompts help the AI explain your numbers. It's completely optional. Nothing in the file is AI, nothing connects automatically, and your numbers stay in your own file. A good rule of thumb: share totals, not account numbers.
App-like Home and Phone View
A Home dashboard with big buttons, "Back to Home" on every tab, and a Phone View for small screens. Charts update as you type.
Bank CSV import
Paste most bank, PayPal or Venmo CSV or Excel downloads; Import Review finds the Date, Description and Amount columns and sorts them (works best in Excel; PDFs not supported).
One purchase. Yours to keep.
No subscription and no monthly app fee. Free updates to this version at no extra cost.
Our mission: narrow the gap between spreadsheets and apps
Budget apps are easy, but they usually come with a monthly fee. Spreadsheets are yours to keep, but let's be honest, they can feel like homework. Volt sits right in between. Feels like an app. Yours like a spreadsheet. You get a Home dashboard with big buttons, "Back to Home" on every tab, and a Phone View made for small screens, all inside a file you keep.
Check your budget on your phone
Every spreadsheet planner has a Phone View tab: your money in, money out and money left in big, tap-friendly blocks. Open it in the free Excel or Google Sheets mobile app.
AI help, on your terms
SparkSafe™: your private copy for AI help. You stay in control the whole time, and nothing is shared unless you copy it yourself.
Volt has no AI built in and never sends your data anywhere. If you want AI help, the SparkSafe™ tab prepares a cleaned-up copy (no store names, descriptions or account numbers) that YOU can copy and paste into ChatGPT or Grok. Nothing leaves your file unless you do it yourself.
- Open the SparkSafe™ tab. Its banner says: "Nothing here is sent anywhere. Copy it yourself only if you want AI help."
- Check the cleaned-up copy. Merchant names stay in, and they can reveal some habits, so remove any you'd rather keep to yourself.
- Only if you want, copy it and paste it into ChatGPT or Grok.
Optional. The tab itself stays inside your file; once you paste the copy into an AI service, that service's privacy policy applies. AI can make mistakes, so double-check its advice. Included in all spreadsheet planners (not the printable Budget Binder).
Budget planners and prices
Debt Payoff Planner
See your debt-free date. Debt payoff planner and credit card tracker with a payoff chart.
$5.99Buy on Etsy
Sinking Funds Planner
Save for it before it's due, and say goodbye to surprise bills. Savings goals with progress bars that fill in automatically.
$3.99Buy on Etsy
Side Hustle Tracker
Know what to set aside for taxes. Income, expenses and mileage with an income vs expense chart.
$6.99Buy on Etsy
Budget + Debt Bundle
Budget every paycheck and pay down your debt. Budget Tracker + Debt Payoff Planner ($12.98 if bought separately).
$10.99Buy on Etsy
Ultimate Money Collection
Your whole money system: Budget, Debt Payoff, Sinking Funds and Side Hustle. $19.99 vs $23.96 bought separately.
$19.99Buy on Etsy
Budget Binder (Printable & Fillable PDF)
22-page budget binder: monthly budget, bill tracker, debt payoff, sinking funds and savings. Print it or fill it on screen.
$2.99Buy on Etsy
How it works
- Buy on Etsy and download your files instantly.
- Open the Start Here tab in Excel, or tap the "Make a copy" link for Google Sheets.
- Type your numbers in the yellow boxes, or import your bank CSV.
- Watch the charts update on their own.
Frequently asked questions
Can I use it on a Mac, phone or tablet?
Yes. The Excel files work in Excel 2016 or newer on Windows or Mac (or Microsoft 365), and Google Sheets works in a web browser and the free Sheets app on most phones and computers. On a phone or tablet, use the free Excel or Google Sheets app. v1.2 adds a Phone View tab made for small screens.
Excel or Google Sheets: which should I use?
You get both in one purchase. Use Excel if you have it (that's where bank CSV import works best), or use Google Sheets for free with a Google account: the instructions PDF has a one-click "Make a copy" link.
Can I import my bank transactions?
Yes, in the Budget planners. Paste most bank, PayPal or Venmo CSV or Excel downloads and the transactions sort into categories (PDF statements aren't supported). This is called Bank CSV import (Excel), and we recommend Excel for it. The Google Sheets edition is built for typing in the yellow boxes.
What's the difference between EASY and FULL? Do I get both?
Both are included. EASY is for anyone new to spreadsheets: big text, yellow type-here boxes and examples. In the Excel EASY files, formulas are protected from accidental changes. FULL is the same planner and math, with extra tabs for Excel pros, so you can move up whenever you're ready.
Do I get updates? How do I re-download?
Yes, free updates to this version at no extra cost, and you never have to check for them. When a new version is ready, we send you an Etsy message telling you what's new. Then just go to You > Purchases and Reviews > Download Files on Etsy to get it. Your old files keep working, and the Move Your Numbers guide shows you how to bring your info over.
Is Volt AI? Can AI check my budget?
No, Volt itself isn't AI. It's AI-compatible, which means its clean, labeled tabs are easy for an AI assistant like ChatGPT or Grok to read. If you want, upload your filled-in Excel file (or a copy of one tab) and ask it to spot mistakes or suggest ideas. It's completely optional. AI can make mistakes, so double-check its advice, and you choose what to share, since your numbers go to that AI service.
What is SparkSafe™?
SparkSafe™ is your private copy for AI help. It's a tab in every Volt spreadsheet that prepares a cleaned-up copy of your numbers (no store names, descriptions or account numbers). Volt has no AI built in and never sends your data anywhere. If you want AI help, YOU copy and paste it into ChatGPT or Grok. Nothing leaves your file unless you do it yourself.
Is my data private if I use SparkSafe™?
The SparkSafe™ tab itself is 100% private: nothing in it is sent anywhere. Once you paste the copy into ChatGPT or Grok, that service's privacy policy applies. Merchant names can reveal some habits, so delete any you'd rather not share. Using AI is optional, and AI can make mistakes.
How do I download my files?
After you buy, go to You > Purchases and Reviews on Etsy and click Download Files. You'll get the Excel Edition ZIP, the Google Sheets Edition ZIP, the instructions PDF and the Guides & Bonus PDF.
Can I get a refund?
Because it's a digital download, refunds aren't offered and there are no returns or exchanges. If anything goes wrong, message us on Etsy or email support@voltbudget.com and we'll fix it.